Terms and Conditions

These Terms and Conditions govern your use of the Sacred Money Flow™ website (the “Site”) and any programs, workshops, or offerings made available through it. The Site is owned and operated by Spiritual Women's Academy™. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use the Site for lawful purposes only. You agree not to use it in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site.

2. Intellectual Property

All content on the Site, including text, graphics, logos, images, audio, video, and course materials, is the property of Spiritual Women's Academy or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission.

3. Purchases and Payments

All payments for workshops, programs, and offerings are processed through our third-party payment and cart providers. Prices are listed in U.S. dollars unless otherwise stated. By completing a purchase, you agree to pay the listed price and any applicable taxes or fees.

4. Refund Policy

Refund terms vary by program and are described on the applicable offer page at the time of purchase. Unless otherwise stated, all purchases are final. If you have questions about a specific program's refund policy, please contact us before enrolling.

5. User Accounts and Communications

If you create an account or submit information through the Site, you agree to provide accurate and complete information and to keep it updated. You are responsible for maintaining the confidentiality of any account credentials.

6. Disclaimer

The content on this Site is provided for educational and informational purposes only. It is not financial, legal, tax, or investment advice. We encourage you to consult with qualified professionals before making financial or business decisions based on anything you learn here.

7. Limitation of Liability

To the fullest extent permitted by law, Spiritual Women's Academy and its founders, team members, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or any programs.

8. Third-Party Links

The Site may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of any third party. Your use of third-party sites is at your own risk.

9. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with the effective date noted below. Continued use of the Site after changes constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Spiritual Women's Academy operates, without regard to conflict of law principles.

11. Contact

If you have questions about these Terms, please contact us through the contact information provided on the Spiritual Women's Academy website.

Last updated: June 24, 2026